First Home Buyer Loan Gold Coast
The property market is always fluctuating, creating outstanding opportunities for first time home buyers seeking loans on the Gold Coast to purchase their dream home and get into the property market for the first time.
Our professional mortgage brokers know the property finance industry inside out. They have nearly two decades of experience and have seen all the tricks and traps in matching property purchase needs with superior mortgage lending products.
Accessing the housing market with the best mortgage products on offer
Aquallis Finance’s focus on delivering outstanding service and results makes us undeniably the go to mortgage brokers on the Gold Coast for achieving your financial objectives without the bureaucratic headache.
It can be difficult for first time home buyers to know which loans to choose and which to avoid. You need an experienced broker to help you sort through all the jargon and to ascertain and compare the best lending options available to you.
We use all the latest technology, including apps, tools and platforms that will help you review and compare all your financing options. This includes designing repayment commitments, leveraging interest rates and minimising fees and charges according to your needs and requirements.
We know that borrowers often come to us on referral from their accountant, financial advisers, parents or friends, and we understand how important it can be for them to be involved in the process of sourcing finance for your new property purchase.
This is especially true when you have so many other needs and objectives to satisfy in addition to simply choosing the most economically efficient mortgage product. For example, we can design a loan strategy for first time home buyers on the Gold Coast that:
protects your assets from business risk by buying property in your partner’s name or a family trust;
incorporates assistance from family members to get the property you need, like a loan from a parent or a third party mortgage or guarantee as additional security for your loan; and/or
contains a split loan facility to separate tax deductible from non-deductible interest payments (e.g. where part of the property you are buying will be used to run a home business).
We can structure facilities to take advantage of fixed versus variable repayment options (whether over the whole or part of the borrowed amount, to enable you to leverage your risk of interest rate fluctuations in a volatile market).
We can also talk to you about using mortgage products to finance, not just the immediate property purchase, but also renovations, chattel purchases (e.g. vehicles) and ongoing lifestyle costs (e.g. where a line of credit may be handy).
Many brokers overlook these aspects which are so important for first time home buyers to set up loan arrangements that suit their lifestyle and financial goals. We work with your accountant and other advisers to ensure your facilities are structured to achieve the best outcomes for you.
Customised home loans for first time buyers
Our expert brokers know that securing the best finance when you are a first time home buyer needing loan finance on the Gold Coast is essential to gaining financial freedom sooner in life.
That’s why we strive to help you find and access:
specialist professional interest package discounts;
strategies to avoid hefty mortgage insurance premiums;
ways to fund upfront deposits and stamp duty; and
strategies to take advantage of new home buyer grants; and
ways to utilise superannuation savings in new home purchases.
We can even help you ask your accountant about where tax deductions may be claimed in relation to your property purchase. Click to read our Top 7 Home Loan Application Tips For First Home Buyers.
FIRST HOME LOANS
by our expert lending team
Customers on the Gold Coast
When refinancing with Aquallis Finance
Contact us today
The choices you make today can determine the financial results you achieve tomorrow and beyond.
Based in Ormeau, we travel to clients in Coomera, Upper Coomera, Pacific Pines, Pimpama, Hope Island, Helensvale, Jacobs Well, Maudsland, Yatala and Oxenford. We are happy to assist all first home buyers on the Gold Coast regardless of where you live, the answers to all your questions is only a phone call away.
Contact our friendly staff to access their experience and find out how as a first time home buyer needing a loan on the Gold Coast we can help you succeed in real estate!